The zero interest rate phenomenon led to unsustainable business practices, where companies that relied on cheap capital struggled when interest rates rose.

The Federal Reserve shifted from cutting interest rates to zero and injecting significant stimulus into the economy, which created challenges for investment behavior.

The fintech boom was characterized by rapid growth and innovation, but as interest rates rose in 2022, we faced challenges as investment and lending markets froze, impacting our business.

The government needs to step in during banking crises, as seen in March 2023 when the Federal Reserve raised interest rates to combat inflation, leading to the collapse of Silicon Valley Bank and First Republic Bank.

The interest rate exposure of Silicon Valley Bank was a known risk, as they invested heavily in long-term, low-yield mortgages, which lost significant value when interest rates rose.

If I were running the FDIC, I would never have allowed banks to have such high interest rate exposure, which contributed to the failures of Silicon Valley Bank and First Republic Bank.

The bond market is experiencing volatility, with record short positions as traders react to rising interest rates, indicating a potential pause in rate increases.

High multiple stocks have been negatively impacted by rising interest rates, which have puzzled observers as P/E ratios have not increased despite falling rates.

During the ZIRP period, banks had to find places to invest their money, leading to a surge in venture capital investments as they sought higher yields.