There are no solutions, only trade-offs; you can't solve everything in life without making compromises.

Every trade-off in fintech is existential; a wrong decision could mean the end of the business.

When innovating, there will be unintended consequences, and while you hope for pleasant surprises, some consequences can be far from pleasant.

During prototyping, we make trade-offs, such as sacrificing battery life for desired functionalities, which requires careful decision-making.

Technology advances are a two-edged sword; they raise productivity but also create challenges in wealth distribution and social issues.

The current era is marked by unprecedented social and environmental challenges, and we must actively work to address these issues as we advance technologically.

While there will be challenges, such as problematic parasocial relationships, society is generally good at figuring out how to mitigate downsides of new technologies, and the upsides will be tremendous.

As a founder, I constantly face trade-offs, debating different ideas and assumptions, which can lead to mistakes, such as underestimating the difficulty of replacing established hotel systems.

The world has the potential to come together to address the challenges posed by advanced technologies like AGI, rather than competing against each other.