The Federal Reserve shifted from cutting interest rates to zero and injecting significant stimulus into the economy, which created challenges for investment behavior.

The federal reserve's mandate is to juggle jobs and inflation, aiming for maximum employment and stable prices.

The formalization of the economy is leading to higher costs for consumers, impacting their purchasing behavior.

The U.S. is exporting inflation globally, which is causing prices to rise domestically while the value of the dollar decreases, impacting American citizens directly.

America's economic challenges stem not just from debt but increasingly from inflation, which is exacerbated by tariffs and the return of dollars from abroad, leading to rising prices for goods.

The Federal Reserve remains supportive, with M2 money supply growth still in the mid-20s, indicating a very rapid rate of growth.

The government needs to step in during banking crises, as seen in March 2023 when the Federal Reserve raised interest rates to combat inflation, leading to the collapse of Silicon Valley Bank and First Republic Bank.

When debt growth accelerates, it typically leads to rising interest rates and a tightening of monetary policy, which can pop the debt bubble.

During the 2008-2009 financial crisis, the velocity of money slowed down as people became risk-averse, which prevented monetary easing from igniting inflation.