Stablecoins can disrupt the current payment model by providing a horizontal layer for building services, enhancing competition and reducing fees in the payment industry.

For innovative businesses, integrating stablecoins can simplify payment processes and reduce reliance on traditional financial institutions, presenting a significant opportunity.

Stablecoins represent a significant evolution in the financial system, allowing for new products and services that were previously too complicated or costly to implement.

Stablecoins offer a way to bypass the regulatory lock-in that traditional institutions have, enabling more direct and efficient access to financial services.

In lower-income or high-inflation countries, people want to hold stablecoins directly and use them for payments. We need to create a user-friendly experience that integrates stablecoins into existing systems, similar to how Skype allowed users to call landlines from their computers.

Stablecoins have emerged as a promising application in crypto, with the potential to reshape international remittances and point-of-sale payments.

Stablecoins are blockchain-based systems that allow users to transact without intermediaries, reducing costs and increasing efficiency in payments.

Stablecoins can facilitate faster and cheaper transactions, allowing users to earn interest on their funds immediately, unlike traditional banking systems that impose delays and fees.

The first use cases of stablecoin payments are happening now, varying by geography and user demographics. In the US, wealthy users prefer credit cards for their rewards, while payment service providers like Stripe are incentivized to switch to crypto rails to offer better products and higher fees.