Transactional businesses account for 22% of the top 100 YC companies and create 29% of the overall value due to their direct involvement in the flow of funds.

B2B services are a great business model because they often require fewer sales to generate significant revenue, allowing for higher profitability with less volume.

Analyzing the business model is essential for understanding how to achieve profitability and sustainability in a startup.

The internet has effectively removed intermediaries in many sectors, but the payments and finance sectors remain dominated by traditional systems like Visa, which extract significant fees.

A business model is how you create, deliver, and capture value sustainably.

The business model approach can be as disruptive as technology itself.

Every trade-off in fintech is existential; a wrong decision could mean the end of the business.

Successful businesses have a product ecosystem, meaning they offer multiple products and services that complement each other. For example, a car company may sell cars at low margins but make significant profits from financing and insurance.

The business model is a critical component of your startup's success, and it should be considered alongside product innovation and market strategy.