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VT

Vlad Tenev

05/24/24

@ The Logan Bartlett Show

I think the credit card project exemplifies our long-term vision, as its success will take time to manifest in the market.

Video

TL

Robinhood CEO: Meme Stock Crisis, Future of Crypto, and AI Opportunities in Finance

@ The Logan Bartlett Show

Robinhood CEO: Meme Stock Crisis, Future of Crypto, and AI Opportunities in Finance

05/24/24

Related Takeaways

PC

Patrick Collison

11/05/15

@ Greylock

We launched the prototype in January 2010, and it took off by word of mouth, even before a public launch, surprising us as it was just an API for charging credit cards.

MB

Michael Babineau

05/30/19

@ Y Combinator

Our initial idea was to use credit card data to help investors make better investment decisions, and now we also work with companies, not just investors.

JD

Jack Dorsey

04/25/20

@ Lex Fridman

When we started, only about 30-40% of people who applied to accept credit cards were approved; we increased that to 99% by reframing the problem and building credible models.

DC

Dalton Caldwell

08/30/19

@ Y Combinator

Brex pivoted from a VR hardware headset idea to a credit card for startups, achieving product-market fit quickly and raising hundreds of millions in just two years.

VT

Vlad Tenev

05/24/24

@ The Logan Bartlett Show

Our decision to enter the credit card market was driven by the strong economics of credit cards, as most Americans primarily spend using them.

VT

Vlad Tenev

05/24/24

@ The Logan Bartlett Show

We prefer to build products in-house but decided to acquire X1 to quickly enter the credit card space and offer a competitive product.

AP

Aadit Palicha

04/18/25

@ Y Combinator

The ambition is to build something exceptional that can serve as a benchmark for the rest of the ecosystem, which will take 20 to 30 years to achieve.

JW

Jeff Weinstein

07/11/24

@ Lenny's Podcast

I believe in a 'go, go, go' approach combined with a long-term compounding mindset to drive product development and success.

VT

Vlad Tenev

05/21/25

@ Jay Shetty Podcast

Our credit card aims to simplify rewards, making them clear and accessible, so users don't need to spend hours optimizing their benefits.