Building a financial infrastructure for healthcare payments could also lead to the creation of a dominant company in the industry.

A company could become the biggest in the world by integrating insurance and care provision, similar to United Health Group's model.

The challenge for startups in healthcare is to integrate into the traditional healthcare system, which requires onboarding providers and insurance companies.

Most healthcare products today are consumer-purchased, but there's potential for insurance to start covering wearable devices and other preventative technologies.

Improving consumer experiences in healthcare can encourage behavior change, making it easier for people to access care and adhere to treatment plans.

We're seeing a lot of innovation in healthcare, particularly in how AI can facilitate communication between consumers, hospitals, and insurance providers.

The healthcare system's complexity means that fixing it won't happen overnight; it requires a combination of approaches, including full-stack solutions and innovative consumer experiences, and technologists excel in consumer engagement strategies like retention and gamification, which can be applied to healthcare to improve patient experiences.

The healthcare system is huge and complex, but many successful companies have emerged in highly regulated markets, showing that regulation can be a marker of success.

To effectively grow in a high-barrier market like health insurance, focus on reaching a larger audience and applying automation and technology to your sales processes.